Bob Jain: 3 Reasons To Give Gift Cards Over Money

By Paul Martinez

When you're stumped on what to give someone for a special occasion, it's safe to assume that you'll fall back on cold, hard cash. It's easy to see why, since the receiver can do anything that they want with the money you give them. However, before you decide on this, you might want to consider gift cards instead. Why is this the case, you may wonder? If you consult Bob Jain on the matter, you'll become familiar with the following 3 talking points.

When it comes to the reasons to give gift cards - and the likes of Bobby Jain Credit Suisse will say the same - the absence of tax must be noted. In most scenarios, when you purchase a gift card, the purchase in question isn't taxed. As a matter of fact, this is one of the bigger benefits of these cards that money lacks. There are other talking points worth covering, though, as we will get into next.

Another perk of gift cards is that, more often than not, they are rather specific. For example, if you were to give someone a Best Buy gift card for their birthday, chances are that they will spend it on electronics. What this does, in theory, is prevent them from spending their own money on products they could cover with other means. This allows for a sense of convenience that the likes of Bob Jain CS can approve of.

Lastly, gift cards do not have to take on physical forms. Instead of going with the plastic options we all know, why not see if a company offers digital gift cards? Not only do they take up less space in one's wallet, but they can be accessed across different devices. It doesn't matter if you're out using a smartphone, at home in front of your computer, or what have you. Digital cards offer add to the convenience factor discussed earlier.

With these talking points, it's clear as to what gift cards have to offer over money. This isn't to say that the latter is a bad gift option in its own right, since it does the job in a hurry. However, if you truly want to make yourself stand out at any occasion - it could be a birthday party, baby shower, or what have you - the extra mile should be traveled. For reasons like the ones discussed earlier, gift cards are worth investing in.

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