As the holiday season comes to finale, one of the areas where stress tries to seem to creep into our minds is in the area of finances. With present purchases adding up, tax issues, and holiday travel expenses being sustained, many people are almost convinced to let negative vibrations into their lives because of increased spending. Like any other stress related topic, though, you've got to know the correct way to shift this one as well.
Stop & Breathe! The first, and most crucial, step to overcoming holiday stress in the area of finances is to stop and breathe. Allow your energy to focus itself on a positive image, and just let the the negative feelings exit your thinking. While this may sound simple it is Forceful and this can be done! Remember that handling your energy is KEY in everything in life and business:)
Note It Down! Ok, now that you have reached a place of focus and calmness in your mind, lets get to work on the rest. Start by writing down the things that must be done or bought, and the expenses associated with those items. Don't over analyze this too much and have some fun with it. You can even add 1 or 2 crazy things to your list, solely to keep it exciting.
Now, add to this list things which will cost nothing or that you already have in your possession. As an example, a list may look like this:
1. Gift for my elders $50
2. Travel Cash to see family $150
3. Gift Exchange gift for work $20
4. Gift for my childs teacher $20
5. Donation toy for charity $20
6. Money for holiday activity with my kid $50
7. Books to read on Xmas Eve $0 (Library)
8. Dessert to take to work holiday Party $0 (ingredients already in cupboard)
If you detect, line items 1-6 have related costs, and numbers 7-8 do not. Now, from this point, try and list the things from highest priority to least concern. Your list might now look like this:
1. Travel Cash to see family $150
2. Books to read on Xmas Eve $0 (Library)
3. Gift for my folks $50
4. Donation toy for charity $20
5. Money for vacation activity with my child $50
6. Gift for my childs teacher $20
7. Dessert to take to work vacation Party $0 (ingredients already in pantry)
8. Gift Exchange gift for work $20
Now you have things listed from most crucial to least, brainstorm about any changes you can make to limit the cost without losing the significance. These are some concepts, based primarily on the above list
1.Lower present amount for moms and pops to $40 and have my child hand-make a card
2.Instead of purchasing a new toy for charity, find a nice one that my child no longer plays with and donate that instead.
3.Ask a friend if they'd like to split the purchase of a new toy for a kid for charity with our family.
4.Search the web for a free vacation activity to do with my kid, rather than something expensive.
5.Decrease the present amount for my childs teacher to $10 and hand-make a card
6.Not take part in the present exchange for work
Now, rearrange your list to include the changes and see where you are now.
1.Travel Cash to see family $150
2.Books to read on Yuletide Eve $0 (Library)
3.Gift for my elders $40 (make card home-made)
4.Donation toy for charity $10 + a toy my kid doesn't use
5.Money for vacation activity with my child $0
6.Gift for my childs teacher $10 (make card home-made)
7.Dessert to take to work holiday Party $0 (ingredients already in cupboard)
8.Gift Exchange gift for work $0 (opt-out)
Now, take a few more minutes and make a note of all of the things which you have this holiday season that are positive and that make a contribution to high vibrations, andi f you really nee to, do consider taking up a private loan instead of using your card.
Include the love of family, time spent with pals, and the blessings you have. You might also want to incorporate your positive. Outlook for the holiday season. Things like This will be the best vacation season yet or My New Year is looking very bright and promising! Do not forget to focus your mind as much as you can on the positive and not let negative vibrations, like vacation stresses seem to divide your energy!
Stop & Breathe! The first, and most crucial, step to overcoming holiday stress in the area of finances is to stop and breathe. Allow your energy to focus itself on a positive image, and just let the the negative feelings exit your thinking. While this may sound simple it is Forceful and this can be done! Remember that handling your energy is KEY in everything in life and business:)
Note It Down! Ok, now that you have reached a place of focus and calmness in your mind, lets get to work on the rest. Start by writing down the things that must be done or bought, and the expenses associated with those items. Don't over analyze this too much and have some fun with it. You can even add 1 or 2 crazy things to your list, solely to keep it exciting.
Now, add to this list things which will cost nothing or that you already have in your possession. As an example, a list may look like this:
1. Gift for my elders $50
2. Travel Cash to see family $150
3. Gift Exchange gift for work $20
4. Gift for my childs teacher $20
5. Donation toy for charity $20
6. Money for holiday activity with my kid $50
7. Books to read on Xmas Eve $0 (Library)
8. Dessert to take to work holiday Party $0 (ingredients already in cupboard)
If you detect, line items 1-6 have related costs, and numbers 7-8 do not. Now, from this point, try and list the things from highest priority to least concern. Your list might now look like this:
1. Travel Cash to see family $150
2. Books to read on Xmas Eve $0 (Library)
3. Gift for my folks $50
4. Donation toy for charity $20
5. Money for vacation activity with my child $50
6. Gift for my childs teacher $20
7. Dessert to take to work vacation Party $0 (ingredients already in pantry)
8. Gift Exchange gift for work $20
Now you have things listed from most crucial to least, brainstorm about any changes you can make to limit the cost without losing the significance. These are some concepts, based primarily on the above list
1.Lower present amount for moms and pops to $40 and have my child hand-make a card
2.Instead of purchasing a new toy for charity, find a nice one that my child no longer plays with and donate that instead.
3.Ask a friend if they'd like to split the purchase of a new toy for a kid for charity with our family.
4.Search the web for a free vacation activity to do with my kid, rather than something expensive.
5.Decrease the present amount for my childs teacher to $10 and hand-make a card
6.Not take part in the present exchange for work
Now, rearrange your list to include the changes and see where you are now.
1.Travel Cash to see family $150
2.Books to read on Yuletide Eve $0 (Library)
3.Gift for my elders $40 (make card home-made)
4.Donation toy for charity $10 + a toy my kid doesn't use
5.Money for vacation activity with my child $0
6.Gift for my childs teacher $10 (make card home-made)
7.Dessert to take to work holiday Party $0 (ingredients already in cupboard)
8.Gift Exchange gift for work $0 (opt-out)
Now, take a few more minutes and make a note of all of the things which you have this holiday season that are positive and that make a contribution to high vibrations, andi f you really nee to, do consider taking up a private loan instead of using your card.
Include the love of family, time spent with pals, and the blessings you have. You might also want to incorporate your positive. Outlook for the holiday season. Things like This will be the best vacation season yet or My New Year is looking very bright and promising! Do not forget to focus your mind as much as you can on the positive and not let negative vibrations, like vacation stresses seem to divide your energy!
About the Author:
Nancy Bondi is a prefessional theropist and have gained extensive recognition in her area. She stopped working fulltime after being highly ill but have manged to get finance help which helped here recover and manage her finances in the interim. She currently does part-time counselling in her local community and infrequently travels out of town on paid request. She has a golden retriever whom she loves dearly and enjoys hanging out with him walking him in the park.
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