The holidays are meant to bring people together and highlight the importance of giving. For this reason, many people are heavily involved in the holiday shopping craze, which can be made easier if you know what to do. Financial minds, Bobby Jain included, will agree that this doesn't have to cost you too much money in the end. For those that would like to know how to keep their bank accounts stable, here are a few do's and don'ts of shopping during the holidays.
DO be creative with your gifts. Just because you can buy the most expensive gifts for people doesn't necessarily mean that you have to. As a matter of fact, it might be better to exercise your creative muscles, either by finding or making gifts based on the interests that your loved ones have. Nothing says caring like a gift made from the heart. This is just one way to save money, not to mention provide your loved ones with presents they'll remember.
DON'T leave shopping to particular days. Are you the kind of person that likes to wait until Black Friday to do the bulk of their holiday shopping? If so, you might be interested to know that deals can be found at virtually any time of the holiday season. This is especially true if you enjoy shopping online, as you're likely to find the items you want at lower prices. This is just one of many ways to help yourself, as names like Bob Jain will attest.
DO note that early holiday shopping tends to be best. Not only will shopping early on in the year save you time, but it may prove easier on your bank account as well. One of the most common issues that people run into, when shopping during this time of the year, is that they start too late. Ergo, they may not be able to get gifts to people on time. The sooner that you begin, the fewer problems that you'll run into.
DON'T forget about the addition of shipping. If you're going to do most, if not all, of your shopping online, understand that shipping rates add up. You'll want to do business with retailers that won't charge too much in this sense. Fortunately, if you spend a certain amount, you may be able to benefit from free shipping. Regardless, if you're not careful, shipping can rack up ample money in the long term.
DO be creative with your gifts. Just because you can buy the most expensive gifts for people doesn't necessarily mean that you have to. As a matter of fact, it might be better to exercise your creative muscles, either by finding or making gifts based on the interests that your loved ones have. Nothing says caring like a gift made from the heart. This is just one way to save money, not to mention provide your loved ones with presents they'll remember.
DON'T leave shopping to particular days. Are you the kind of person that likes to wait until Black Friday to do the bulk of their holiday shopping? If so, you might be interested to know that deals can be found at virtually any time of the holiday season. This is especially true if you enjoy shopping online, as you're likely to find the items you want at lower prices. This is just one of many ways to help yourself, as names like Bob Jain will attest.
DO note that early holiday shopping tends to be best. Not only will shopping early on in the year save you time, but it may prove easier on your bank account as well. One of the most common issues that people run into, when shopping during this time of the year, is that they start too late. Ergo, they may not be able to get gifts to people on time. The sooner that you begin, the fewer problems that you'll run into.
DON'T forget about the addition of shipping. If you're going to do most, if not all, of your shopping online, understand that shipping rates add up. You'll want to do business with retailers that won't charge too much in this sense. Fortunately, if you spend a certain amount, you may be able to benefit from free shipping. Regardless, if you're not careful, shipping can rack up ample money in the long term.
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Please consult Bobby Jain for additional money-saving tips you can use in your day-to-day life.
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